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What Is A Hard Money Lender? A hard money loan is an asset-based loan. One of the biggest factors affecting the approval of a traditional loan is your credit history and income. Lenders want a candidate that possesses a reputable re-payment history because this demonstrates the consumer’s ability to repay loans.
Hard Money Nyc Hard Money Lenders in New York | Rehab Financial Group – We are different that traditional hard money lenders in New York in that we are credit-based first and then asset-based second, meaning that we evaluate a hard money loan based upon the financial qualifications of the borrower. In order to be approved for our hard money loans, you will need to have at least a 660 credit score.
Most hard money loans come with a prepayment penalty period. This is a penalty the borrower must pay for paying off the loan early. arc Capital’s hard money loans are more flexible and come with shorter prepayment penalty periods which enable a borrower to refinance the loan or sell the property sooner.
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You may have expected that if you borrow less money, you will have a lower interest rate. an indication that you do not.
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