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The 7 biggest mortgage mistakes to avoid – Mistake 5. Putting little to nothing down. Most lenders require 20% down to get their best rates and avoid paying mortgage insurance – an extra cost that typically adds $100 or more to your monthly.
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What Is the Best Type of Mortgage? | Money Girl – But the truth about mortgages is that there are really just two main types. Once you understand how they work, you’ll know which one is the best type of mortgage for you. What is a Mortgage? Before we get into the two main types of mortgages, I should probably make sure that you know what a mortgage is.
How to Get the Best Mortgage Rate – news.yahoo.com – Lenders want your mortgage payment to be 28 percent of your monthly gross income. All household debt-mortgage, property taxes, private mortgage insurance, and home insurance-shouldn’t be more than 36 percent of your gross income. If yours is higher, you can get a better mortgage rate by applying for a smaller loan.
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