National Average Mortgage Rate

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The National Average Contract Mortgage Rate is derived from the federal housing finance agency’s Monthly Interest Rate Survey (MIRS). Prior to October 1989, this survey was conducted for many years by the former Federal Home Loan bank board (fhlbb).

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Mortgage rates improved again today, keeping the week-over-week move decidedly friendly. For more on the weekly move, see the in-depth discussion in yesterday’s coverage ( read more.

It was the first decline in four weeks in long-term loan rates amid the peak home buying season. Mortgage buyer Freddie Mac said Thursday the average rate on 30-year, fixed-rate mortgages was 4.56.

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The average fee on 30-year fixed-rate mortgages was unchanged this week at 0.4 point. The fee on 15-year mortgages also held steady at 0.4 point. The average rate for five-year adjustable-rate.

History of 15- and 30-Year Fixed-Rate Mortgages in the United States.. The above table lists the monthly average rates for conventional and conforming, 15- .

The average rate on the benchmark 30-year fixed-rate mortgage rate for the Chicago area climbed to 4.11 percent, according to Bankrate’s national survey of large lenders. Not only did the local rate.

The average 30-year fixed mortgage rate is 4.17%, down 27 basis points from a week ago. 15-year fixed mortgage rates are 3.63%, down 15 basis points from a week ago.

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Historical Mortgage Rates. National Average Contract Mortgage Rate: index history. national average contract Mortgage Rate For the Purchase of Previously Occupied Homes By Combined Lenders. The National Average Contract Mortgage Rate is derived from the Federal Housing Finance Board’s Monthly Interest Rate Survey (MIRS).

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